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Tugu Insurance Company Limited

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Contact person: Elvis
Service category: Insurance


Tugu Insurance Company Limited (Tugu Hong Kong) was established in Hong Kong, on 15 December 1965. Initially its business focus was to insure the oil and gas interest of Pertamina, which is a state owned company in charge of Indonesia's national oil and gas industry and is the ultimate holding company of Tugu Hong Kong.

In five decades since, Tugu Hong Kong provides cover for oil and gas risks of the parent company and has grown into one of Hong Kong's reputable general insurance company underwriting marine hull, oil and gas, cargo, contractor all risks, fire, burglary, employees compensation, personal accident, motor and pecuniary loss insurance policies in Hong Kong and throughout the Asia Pacific region.

Tugu Hong Kong emphasizes strongly on underwriting discipline to stem the tide of the deteriorating terms of trade and the path has proved to be the correct one. The company reaps the rewards of a selective and risk-commensurate underwriting strategy, where priority is constantly given to profitability over growth in volume.

Tugu Hong Kong at the same time maintains adequate reinsurance protection coverage for its insurance portfolio. The capacity on proportional treaties are reasonably sufficient to cover Tugu Hong Kong clients’ exposure. Three excess-of-loss reinsurance treaties are maintained by Tugu Hong Kong on non-marine business (includes oil and gas), marine and combined liabilities/motor.

Tugu Hong Kong is solidly capitalized with the total capital and reserves in excess of US Dollars one hundred and twenty one million (audited) at the end of Year 2018. A.M. Best Co., the world's oldest and most authoritative insurance rating agent has based on the company's Financial strength and assigned a Rating of B+ (Good). The rating reflects the company's strong capital and financial strength. Independent auditor is EY.

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